Phindu Lipenga

I have worked in Malawi as a financial regulator for over 10 years. I moved to Scotland to pursue a PhD in accounting and Finance. My research is motivated by observed inequalities in accessing financial services in the sub-Saharan Africa and the transformation access to affordable finance has the potential of reducing poverty, improving livelihood through encouragement of business and small enterprises. I am therefore an advocate for digital literacy and financial literacy.

Policy recommendation to improve credit reporting